Understanding Auto Insurance Policies

Frequently Asked Questions About Usage-Based Auto Insurance

There are so many auto insurance policies in the market. You need to choose the one that suits your budget and needs. For instance, Usage-Based Insurance (UBI) is a perfect choice if you are shopping around for the lowest premiums. The cost of this policy will be lower if you drive carefully or don't get on the road often. If you are new to this policy, you could have many questions at the back of your mind.   Read More...

Mistakes To Avoid When Obtaining And Maintaining SR22 Coverage

If you have been told by your state's motor vehicle authority that you must carry an SR22 addition on your auto insurance policy, understand that it is not a request. It is mandatory, and failure to comply comes with consequences. Unfortunately, if you do not attempt to obtain or maintain this coverage correctly, it can be denied. Learn what mistakes to avoid to ensure you are covered correctly. Research Ahead of Time   Read More...

Do You Need Car Insurance?

If you're a new driver, the idea of making auto insurance payments may be new as well. But take a moment and imagine a situation where you're involved in a horrid accident. How much would you pay for repairs or replacement? If you're sued for causing injuries or damage, how would you cover that? Keep on reading to learn how car insurance can protect you and your vehicle.  Helps You Compensate Other Parties for an Accident You Have Caused   Read More...

Helpful Tips to Lower the Amount You Pay for Auto Insurance Premiums

As a driver, you are required to have at least liability-only coverage on your vehicle. You cannot legally drive anywhere in the U.S. without maintaining a policy on your vehicle. However, you may not have the most generous of budgets for this coverage. Here are several tips you can use to pay less each month for your auto insurance premium. Take Out the Minimum Coverage If you drive an old beater of a car or do not have a lien on your vehicle, you have the option of taking out liability-only auto insurance.   Read More...

4 Important Things to Understand About Homeowners Insurance

When it comes to owning a home, there are many things you will need to take care of now that you are a homeowner. One of those things is homeowner insurance. It is important to understand how homeowners insurance works and how it can help you. #1: Always Have Insurance First, you need to make sure you have home insurance. It is designed to compensate if your home, or the belongings inside it, are damaged in a covered event.   Read More...